Life Insurance in and around Menands
Get insured for what matters to you
Life happens. Don't wait.

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It's Time To Think Life Insurance
There's a common misconception that you should wait until you're older to get Life insurance, but even if you are young and just rented your first place, now could be the right time to start thinking about Life insurance.
Get insured for what matters to you
Life happens. Don't wait.

Life Insurance You Can Trust
One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with level or flexible payments with coverage to last a lifetime coverage for a specific time frame or another coverage option, State Farm agent Harnet Tesfai can help you with a policy that's right for you.
No matter what place you're at in life, you're still a person who could need life insurance. Contact State Farm agent Harnet Tesfai's office to check out the options that are right for you and those you hold dear.
Have More Questions About Life Insurance?
Call Harnet at (518) 320-7264 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
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Estate planning: Understanding the basics
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What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Harnet Tesfai
State Farm® Insurance Agent
Simple Insights®
Estate planning: Understanding the basics
Estate planning: Understanding the basics
An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.