Life Insurance in and around Menands
Insurance that helps life's moments move on
Life won't wait. Neither should you.

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Protect Those You Love Most
The normal cost of funerals nowadays is around $8,300, according a recent study by the National Funeral Directors Association. Unfortunately, it may be difficult for the ones you leave behind to manage that expense as they mourn. That's where Life insurance with State Farm comes in. Having the right coverage can help those closest to you pay any outstanding bills and not end up with large debts.
Insurance that helps life's moments move on
Life won't wait. Neither should you.

Life Insurance You Can Trust
And State Farm Agent Harnet Tesfai is ready to help design a policy to meet you specific needs, whether you want coverage for a specific number of years or coverage for a specific time frame. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.
Simply contact State Farm agent Harnet Tesfai's office today to check out how a company that processes nearly forty thousand claims each day can help cover your loved ones.
Have More Questions About Life Insurance?
Call Harnet at (518) 320-7264 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Life insurance at every age
Life insurance at every age
If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.

Harnet Tesfai
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Life insurance at every age
Life insurance at every age
If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.